Today, I have news about Kakao Bank. It is said that Kakao Bank is finally entering the banking market for individual businesses.
Kakao Bank maintains the highest level in the banking sector with 15 million monthly active users (MAU) of its banking app. 카카오뱅크 개인사업자 삼성카드
Monthly Active Users (MAU)
It refers to the number of pure users who used the service in one month and is used as one of the indicators of how many users actually use the service in the Internet-based service.
Kakao Bank, which maintains the highest level of banking MAU, announced on the 27th that it will launch a credit loan for individual business owners from the 1st of next month, providing all banking services including loans, passbooks, and cards for individual businesses. 이베이스매뉴얼
Private business credit loan launched by Kakao Bank
If you are a sole proprietor who is in business after business registration, you can apply regardless of your business history.
Personal business card launched by Kakao Bank
Kakao Bank also releases check cards and affiliated credit cards for individual businesses. It is designed so that consumption can be linked to benefits for businesses who consume a lot for business operation.
In the case of a personal business check card, 0.3% cash back is provided in daily life industries such as restaurants, pubs, and cafes, and 3.0% cash back benefits are available in business industries such as telecommunication, hypermarket, gas, and overseas.
Even if there is no previous month’s performance, you can receive up to 10,000 won in cash back, and you can receive up to 50,000 won in cash back depending on your usage performance.
Samsung Card, a private operator of Kakao Bank, launched as a credit card, provides a 1% discount without any conditions at all domestic affiliates.
Kakao Bank’s mid- and low-credit loans support the first month’s interest
Kakao Bank will hold a ‘first month interest support’ event for mid- and low-credit customers for the month of November.
Kakao Bank supports the first month’s interest to credit customers who newly executed ‘Medium Credit Loan’, ‘Medium Credit Plus Loan’, and ‘Medium Credit Emergency Loan’ from November 1 to 30. The interest for the first month is applied separately. It is automatically paid to the customer’s Kakao Bank account in the customer’s name
Today, I informed you that Kakao Bank will start providing credit loan services for individual businesses and provide passbook and card services.
Kakao Bank plans to release not only personal business credit loans, but also loans with guarantees and secured loans in stages, and also plans to offer policy funds through agreements with public institutions and local governments.
I wonder what the outcome of Kakao Bank’s challenge will be