After moving all of my main accounts to K-Bank…
I even made a debit card.
I also had a Plus check card issued before. 케이뱅크 MY 체크카드
seldom used. I mostly only use credit cards.
But this time… I have a check card product that is honey. he 이베이스매뉴얼
MY check card
That’s this card.
It’s a new statue.. NEW is written on the name..
In the brief introduction, it is written that daily up to 5,000 won + monthly cashback of up to 150,000 won.
Of course, that comment is.. You can use the card to the maximum and get the maximum amount of cash back, right?
I used it sullenly, but that’s not to say that they give it that much.. hehe
If you look closely…
It is as below.
Once… If you pay at least KRW 5,000 at the affiliated store, KRW 300 will be returned as cashback regardless of the previous month’s performance. oh oh
And if the power performance is 300,000 won or more, it is 500 won cashback.
The condition for cashback is.. There is a condition of once a day for each area.
If you pay over 5000 won at a GS25 convenience store at 10:00 and meet the 300 won cashback condition…
No matter which convenience store you make an additional payment after 10 o’clock, the cashback payment is already over because you have used it once.
So, so that each area does not overlap in one day
I guess I’ll have to use the cards I own well..
If you look at the affiliated stores in the relevant area, it seems that there are all kinds of places.
There are many convenience stores.. Coffee shops, fast food.. Bakery.. From taxi to OTT…
In my case, I mainly use convenience stores, especially GS25.
I have to pay with my check card once a day..
So.. As soon as the issuance notification came, I received the issuance with the mobile card..
I stopped by GS25 on the way home from work and spent 5800 won.
For reference, there are two ways to issue a card: a physical card and a mobile card.
The real card is delivered as everyone knows..
The mobile card can be used immediately upon issuance.
If you set it up, it will be automatically registered in Samsung Pay. It’s comfortable~~
I think it took about 3 minutes to automatically register for Samsung Pay.
Ah… I used 5800 won above.. I guess I’ll have to see if I can get cashback~?
On the day of spending.. Cashback does not come in. Well..
The next day… he didn’t come.
And again, today, the next day… Finally, the deposit was made. 300 won.. lol
Can you see <cashback: 300 won> in the middle?
And at the bottom right, <300 won cashback> is written.
This is displayed only when cashback has been deposited.
Payment is not immediately displayed.
Then you have to go to the bank account. Have you made a deposit?
Hahahahahahahahahahahahahahahahahahahahahahahaha
Cashback is paid only when sales of check card payments are received.
There seems to be a period of 1 to 2 days between spending and depositing cashback.
I’ve confirmed that the cashback is really being deposited… I’ll use it to get as much cashback as possible.
I mainly use Hyundai Card.
It is ZERO Edition 2 (discount type).
A 0.7% or 1.5% discount is given regardless of the previous month’s performance.
When I do the calculations.. If I spend less than 20,000 won, I get a calculation that the MY check card is more refunded than using the Hyundai card.
1.5% of 20,000 won is 300 won… If you spend more than 20,000 won, you get a discount of 300 won or more. That is, use a Hyundai Card..
If it is less than 20,000 won, even if it is 1.5% off, it is not 300 won.
Of course, while looking at the store~~^^;;
If you understand your spending patterns and use your card wisely,
You can also increase the cashback or discount rate to the maximum.
I have a meeting today, so I have to stop by a convenience store…
I have to spend with MY Cheka~~^^
#Kbank #Kbank #Check Card #MY Check Card #Cashback #Deposit #Hyundai Card #Performance in the previous month #Consumption pattern #Merchant