Everyone must have heard of Zero Pay at least once. It is said that it has been 3 years since Zero Pay was introduced. In my case, I’ve heard of Zero Pay, but never used it. So today, let’s look at Zero Pay.
zero pay
Zero Pay was first piloted in Seoul in 2018, and is currently expanding its affiliate stores nationwide. It is said that the initial purpose of introducing Zero Pay is to reduce the burden of fees on merchants. For this reason, the commission is ‘0%’ for merchants with less than 5 full-time workers and less than 800 million annual sales.
So how can you use these zero pay? 제로페이 사용법
How to use Zero Pay 좋은뉴스
Among the articles I wrote previously, in the case of Ulsan Pay, payment was possible only through its own application. In the case of Zero Pay, payments are made using not only its own application, but also bank applications or simple payment applications that you use a lot.
How to issue and use Ulsan Pay Merchants (Summary of Ulsan Pay)
▶List of banking applications
Woori Bank, Shinhan Bank, Kyongnam Bank, Live Mate (Kookmin Bank), Some Bank, i-One Bank, K Bank, Post Pay (Post Office), Hana One Q (Hana Bank), Jeonbuk Bank, Kwangju Bank, Suhyup
▶List of easy payment applications
How to use Zero Pay List of payment apps
Payment method and merchant search
In the case of Syrup app, you can connect the account to pay first, click ‘Pay’ and show the QR in the picture below to the staff, or you can take a picture of the Zero Pay QR and enter the amount to pay.
In the case of the syrup app, it is inconvenient to use the payment after paying for the gift certificate by pressing [Financial Product]-[Zero Pay Gift Certificate] rather than entering immediately. It would be more convenient to use it after canceling Biffle Zero Pay.
Here, you can use it after purchasing Onnuri mobile gift certificates, Seoul love gift certificates, etc., or you can use it after connecting your bank account.
In the case of Onnuri mobile gift certificates, you can use them after purchase at a 10% discount.
Bipple Zero Pay_How to use
How to use Biffle Zero Pay
Merchants can also be found by entering the photo above to find merchants.
Benefits
The benefit is that there is no fee and no subscription fee for affiliates.
Consumers can receive a 10% discount by first using the Onnuri gift certificate for purchase. You can also receive a tax deduction of up to 30%. Previously, a 40% deduction was given, but later, the income deduction benefit was reduced to 30%. In fact, in the case of income deduction benefits, even if you use a check card or cash, you can receive a deduction of up to 30%, so it doesn’t seem to have much merit.
I think the best benefit is that you can get a 10% discount. However, the unfortunate thing is that it is difficult to use at large supermarkets.
Purchase Onnuri Gift Certificate
You can purchase discounts up to KRW 1 million per month, and discounts are automatically applied according to the remaining discount limit.
Mobile Onnuri Gift Certificates are valid for 5 years from the date of purchase.
Mobile Onnuri Gift Certificates can be used at participating stores in traditional markets and shopping districts.
refund
Full refunds are possible only for gift certificates that have not been used within 7 days from the date of purchase (excluding discount subsidy).
After 7 days, when the usage rate below is reached, the balance will be refunded after excluding the discount subsidy.
1) Less than 10,000 won based on balance: 60% or more usage rate
2) Over KRW 10,000 based on balance: usage rate of 60% or more
Wrap-up
Today, we learned about Zero Pay. In my case, I sometimes use Ulsan Pay, a local pay. It’s nice that there is a 10% discount, but I don’t think I can use it often because the payment method is inconvenient. I think that Zero Pay is inconvenient because the payment method is similar to Ulsan Pay. Those who have been issued a card may be able to use it more comfortably.