The Toss Bank Check Card is a card introduced by Toss Bank, the 20th bank, and has attracted attention with unprecedented benefits from before issuance and even received reservations. If you look at the benefits, you can enjoy benefits of up to 40,300 won per month. Compared to Episode 1 at the time of release, the benefits are slightly reduced now, but I will introduce them as much as they are still useful. 토스뱅크 체크카드 혜택
Issuance method
▶ Sign up after installing the Toss app
▶ After selecting Toss Bank, create a Toss Bank account and create a card
▶ Samsung Pay can be registered and used
At the time of card issuance, you can choose from several card designs, and upon delivery, custom stickers to decorate the card are included. As it is a card aimed at young people, it is different from the cards I have received so far.
annual fee
▶ Free annual fee
▶ Mastercard International Brand Company’s domestic and overseas card
▶ Only debit cards, not credit cards, can be used 이베이스매뉴얼
▶ Postpaid transportation card available
Benefits
<300 won cashback once a day at convenience stores>
▶ CU, GS25
▶ Excluding stores such as department stores, discount stores, and outlets
▶ Excluding delivery charges, game cash recharge amount, etc.
▶ Excluding delivery apps and online orders
▶ Excluding Hi-Pass fare and transportation card recharge amount
<300 won cashback once a day at a coffee shop>
▶ Starbucks, Ediya, Twosome, Coffee Bean, Paul Bassett, Blue Bottle, Holly’s, Angel-in-us, Pascucci, Tom N Toms
▶ Excluding rental stores such as department stores, discount stores, and outlets
▶ Excluding gift voucher and prepaid card recharge amount
▶ Excluding delivery apps and online orders (siren orders are possible)
<Fast food 300 won cash back once a day>
▶ Burger King, McDonald’s, Mom’s Touch, Shake Shack, Lotteria
▶ Excluding stores such as department stores, discount stores, and outlets
▶ Excluding delivery apps and online orders
<300 won cashback once a day by taxi>
▶ On-site payment, Kakao Taxi, Tada, UT, Macaron
<100 won cash back once a day on public transportation>
▶ Bus, subway
▶ Limited to payments over KRW 300
▶ City bus, town bus, airport bus, subway, airport railroad, airport bus available
▶ Excluding intercity and express buses
▶ Cashback on the same day when billing in bulk with the deferred transportation function
▶ No T-money
<3% cashback on all overseas payments>
▶ Cashback possible without previous month’s performance and limit
▶ At the time of payment, 1% international brand fee and 0.5 USD per overseas fee are incurred
▶ Cashback is not available if you pay in KRW at Agoda, etc.
▶ Cash back only when overseas payment is indicated in the payment details in the Toss app
Notice
▶ If you pay with simple payment (Naver Pay, Kakao Pay, etc.), the benefit may not be applied.
▶ Cash back only when paying over 3,000 won (300 won on public transportation)
▶ No conditions for previous month’s performance
▶ Instant cashback applied to payments other than postpaid transportation cards
▶ Plan to change after maintaining benefits until June 30, 22
You may be confused about simple payment, so let me explain, all card benefits are judged by the name of the vendor that is received by the card company. If you register your Toss Bank debit card with Samsung Pay and pay, you can get cashback if you go to the store and pay more than 3,000 won.
On the other hand, if you paid with Kakao Pay or Naver Pay and the simple payment name appears on the Toss App, you will not receive the benefit. Samsung Pay users can use it without any worries.
In addition, if you meet the conditions of use, 3,000 won and the merchant, you can get cash back immediately.
We will explain how to use the card.
▶ Use the main transportation card / Toss Bank card
– Since the public transport area is only discounted once per day, the best way is to use a different card when commuting to get all the discounts on public transport. It’s a pity that the existing public transportation discount has been reduced from 300 won to 100 won, but it’s a good enough transportation card that even office workers can use it.
▶ As there is no previous month’s performance and annual fee, it is issued once
– As it is a card that does not cause any damage even if you receive it, you do not need to accept it and use it. If you use it only in the above 5 benefit areas, you can receive up to 10% of the earning rate per case. Even a 10% benefit on a credit card is ridiculous, but a 10% benefit on a debit card is a good benefit at the level of local currency.
▶ Cards needed to prepare for overseas travel
– It is difficult now due to Corona, but when I travel overseas, I usually make reservations on overseas sites such as Skyscanner and Agoda. If I pay with Toss Bank card, I get 3% cash back, so it seems necessary when preparing for overseas travel.
Today’s post ends here, and I’m going to introduce you to transportation cards that are good to read together.
Tech is a compound word of application and financial technology.
It refers to generating revenue in the form of rewards such as performing missions or watching advertisements.
Recently, various types of AppTech have appeared, and there are various types as follows.
First, the always-exposed method is a method of placing an advertisement on the lock screen and giving a reserve when the lock is unlocked.
Commonly used always-on apps include Cash Alarm, Cash Slide, and OK Cash Back.
Second, in the mission-type method, companies perform repetitive tasks of collecting and processing necessary data, and
A way to be compensated for this. It is more cumbersome than the regular exposure type, but the reward is higher compared to the input time.
Third, in the attendance check type, a small amount of points is given when attendance is checked in a place such as a shopping mall or a financial company. Consecutive checks give more rewards or give you a chance to recommend prizes. Instead of checking attendance with just one app, you can install multiple attendance check-type AppTech apps and do it like a tour.
Fourth, the user participatory method is a method of giving money when actively participating in marketing means through receiving a survey, solving a quiz, installing an app, commenting, or receiving insurance consultation.
Fifth, the pedometer app is a method of giving points according to the number of steps by recognizing movement by simply installing the app on the smartphone and walking. When the accumulated points reach a certain amount, you can withdraw or pay a certain amount of commission to purchase gift cards.
“Toss” is Korea’s 3rd Internet-only bank with a representative app-tech.
Through the Toss app, you can collect money step by step through the mission type / user participation type / pedometer app / described above.
Since this year, I have been actively using the Toss App to do App Tech.
The real thug was issued a very pretty Toss check card and is using it well.
The Toss Bank card you applied for has arrived. First of all, the envelope is different.
Dark sky blue font on a black envelope… (my taste)
Designs and phrases that fit the concept of “a completely new bank”… The sense is outstanding.
There are a total of 4 design types as follows.
Night Pink | Purple Green | Lemon Blue | orange milk
The front and back colors of the card are completely different, so it looks sensual and sophisticated.
(The card I ordered is “Purple Green”)
Purple Green is also a real thug… Pretty…
Having received it like this, I think it would have been better if I had received “Night Pink”, which I was worried about until the end, as a black fan.
Actually, I didn’t choose the pink color because it was too burdensome, but I actually saw the purple green.
I think it would have been okay if I did the night pink. (The color contrast looks good.)
Enclosed toss sticker…
cute and cute I think our kids will ask for each other when they see it haha
Currently, Toss Bank Card is paying cash back immediately every day without performance conditions.
in detail
First, if you use it at a convenience store / coffee / fast food / taxi, you can receive the benefit 300 times.
Second, if you use public transportation, you can get 100 won cashback.
Third, you can receive benefits of up to 40,300 won per month, once a day in 5 areas.
However, it is not used in all coffee shops/convenience stores/fast food restaurants, so be sure to check carefully.
For example, rental stores located in department stores, discount stores, outlets, shopping malls, airports, hotels, resorts, railway stations, food courts, etc. are not eligible for cashback.
And another thing to note…
The card number and CVV are not displayed on the toss card.
When you need card information, you must check it in the Toss app as shown below.
(Toss App -> Home -> Consumption -> Toss Bank Card -> Management)
In addition, Toss Bank’s website number and customer center are as follows.
Next time, I will post the App Tech through Toss, which I am currently using.